Tuesday, February 3, 2009

Cheap - or Free - Check Cashing at Walmart

Do you not have a bank account for some reason? Have you been cashing your payroll and/or government checks at high-interest check cashing stores? Do not pay to get your money anymore!

You simply go to any Walmart register with your check that needs to be cashed, your identification, and social security number. Present your payroll or government check, and have it cashed for a maximum fee of $3.00 - OR -

Pay NO FEE to have it cashed if you have a Walmart MoneyCard, and it is reloadable, reusable! I know - You are probably thinking right now "But I need this money for other things - - not just to shop at Walmart." Well, you can use the Walmart MoneyCard for other things. It has a VISA logo, and you can pay your bills, get cash at most ATMs, and shop online. Whatever you would do with a debit card or credit card, you can do with the Walmart MoneyCard. There is a purchase fee to have one, and a small monthly charge may apply; however, if you need to cash payroll checks every month, and you have been paying high-interest fees at check cashing stores, you will be way ahead. Or just forget about using the Walmart MoneyCard, and just pay the fee that Walmart asks for it (maximum is $3.00). This is a lot of money saved, if you need this service. Think about it.

Another thing about the Walmart MoneyCard is it is safe. It carries similar protections of bank-issued cards. If your card is lost or stolen, there is $0 liability for unauthorized use because the Walmart MoneyCard is issued by GE Money Bank with licensing from Visa USA, Inc., which is a member of the FDIC.

Long-awaited tax refunds are on their way! Do not waste any part of that check at a check cashing store!
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An up and coming business with very little overhead

Have you considered grass painting?

As seen in Fortune and Inc. Magazines

Anyone here been out of work for quite some time and trying to find a way to start your own business so that you can get back to work and getting some income? I have been thinking that maybe it is the best and quickest way to earning money once more. Not to mention that perhaps in this day and age, it is best to be dependent on no employer. After some extensive research, I have learned that grass painting is an up and coming business and very cheap to get started. You just need to know the "ins and outs" of the business. I did an online search to see what is available to those wanting to start their own lawn painting business, and frankly, I was disappointed at the lack of resources. To be even more frank, I was surprised by advertisers who seem to be offering a lawn painting business in a box, for lack of a better term, and at a huge upfront investment to the entrepreneur. It is not wise to put so much money out up front at the beginning of any business.

There is an ebook available that can get you started for much less than anyone else is offering to get a lawn painting business started, and there is already a 2nd edition available. In the 2nd edition of "How to Start a Lawn Painting Business" ebook, the following topics are covered:

  • How to formulate a business plan and how to reach your personal/professional goals;
  • What equipment you need, where to get the equipment, and how to use the equipment;
  • How to market your business, to include building a website, online marketing, search engine optimization, "on foot" marketing, how / where to purchase marketing materials, sample marketing flyers, and who your likely customers are;
  • How to prepare estimates, a sample price sheet, where to get your information from, and how to deal with your customers (recommendations for payments, billing, etc.);
  • Common pitfalls and mistakes to avoid;
  • List of best resources (many of which are free) with hyperlinks included so that you can click on the resource and be immediately directed to the recommended vendor, website building company, etc.
  • How to set up your home office with specific administrative instructions, and much, much more!

Learn how to get your copy here.